BEEF, BEAN and CHEESE BURRITOS

2 tablespoons vegetable oil
1 large onion ; chopped
3 cloves garlic ; minced
2 pounds ground beef ; extra lean
1 tablespoon chili powder - ; (or to taste)
2 cups Monterey Jack cheese ; shredded
Salt ; and pepper
8 ounces tomato sauce
3 cups refried beans
24 large flour tortillas ; 3 tablespoons reduced-fat margarine


Saute onion in oil until tender. Add ground beef and garlic. Cook until beef is browned. Drain well. Add chili powder as well as salt and pepper to taste. Stir in tomato sauce and simmer 5 minutes. Add refried beans and cook until warmed through. Set aside. Soften tortillas, according to package instructions, and place about 1/4 to 1/3 cup of meat mixture and some cheese onto center of each. Roll up, tucking sides in as you roll. Eat while warm or freeze according to directions below.

To freeze: Wrap each burrito in a paper towel, and place burritos onto a cookie sheet and flash freeze until solid. Place frozen burritos into a large container or zip baggie, or place each individual burrito into a zip baggie for single servings, and return to freezer. Label and use within 6 months.