I usually do it with lesser sugar. Like what MAMA said, it's a matter of personal taste.
Ingredients:
3/4 large pkg instant vanilla pudding, (6 ounces)
2 1/2 cups cold milk
3/4 can sweetened condensed milk, (14 ounces)
1 container whipped topping, (16 ounces)
sliced bananas
vanilla wafer cookies.
Preparation:
Mix pudding and milk; add condensed milk. Blend well; fold in half the whipped topping.
Alternate layers of pudding, bananas and vanilla wafers; top with remaining whipped topping and a few banana slices.